In the tight-knit community of Plentywood, MT, homeowners are discovering an essential truth about home improvements: while they enhance your living space, they also necessitate a fresh look at your insurance coverage. Breana Halverson, your dedicated insurance connection at Montana Legacy Insurance, is helping local residents navigate this important aspect of home ownership.
Home Improvements and Your Insurance: A Critical Connection
Here's why: Home improvements, whether a brand-new roof, upgraded electrical systems, or even just a fresh coat of paint, can substantially boost your property's market value. This increase in value may mean your current insurance coverage isn't enough to fully protect your enhanced investment.
But here's an interesting twist: Certain upgrades, like installing advanced security systems, could actually lead to lower insurance premiums. It's a win-win; you enhance your home's safety and potentially save on insurance costs.
"Many homeowners don't realize that after significant renovations, they might be underinsured," explains Breana Halverson. "At the same time, they could be missing out on discounts for safety improvements they've already made. That's why I recommend a policy review after any substantial home upgrade."
Meet Breana Halverson: Your Plentywood Insurance Expert
As Montana Legacy Insurance's representative in Plentywood, Breana brings a personal touch to insurance that's increasingly rare in today's digital world. With her deep understanding of northeastern Montana's unique needs, she specializes in creating customized insurance solutions that protect what matters most to local residents.
"Insurance isn't just about policies—it's about people," Breana shares. "When I sit down with clients after they've upgraded their homes, I'm looking beyond the numbers. I want to understand what these improvements mean to them and how we can best protect their investment."
Breana's approach reflects Montana Legacy Insurance's broader commitment to relationship-based insurance services. She takes the time to walk through your home improvements, explaining how they affect your coverage needs and identifying potential savings opportunities you might otherwise miss.
Montana Legacy Insurance: Tradition Meets Modern Protection
Breana's client-centered approach is deeply rooted in Montana Legacy Insurance's rich history. Founded by fifth-generation insurance professional Kelly Bishop, who began her career with Farmers Insurance in 1989 after earning her license on her 18th birthday, the agency brings over three decades of expertise to every client relationship.
After serving communities across Livingston, Bozeman, and the Flathead areas—and even expanding to Las Vegas briefly in 2021—Montana Legacy Insurance has returned to its roots with a strengthened team and enhanced product offerings specifically designed for Montana residents.
"We thrive on customer service," Breana explains. "It's about combining old-fashioned service with superb coverage. When clients call, they speak with someone who knows them by name and understands their specific situation."
Beyond Home Insurance: Comprehensive Protection
While home insurance updates after renovations are crucial, Breana and the Montana Legacy Insurance team offer protection that extends far beyond your front door.
"We not only help with your home and auto insurance," Breana notes, "but we also work with farm and ranch, equestrian, and crop insurance. This comprehensive approach is essential in an agricultural community like Plentywood, where many clients need protection for both their homes and their livelihoods."
As an independent agency, Montana Legacy Insurance isn't tied to any single insurance company. This independence allows Breana to shop across multiple providers to find the ideal coverage at competitive rates—a significant advantage when seeking protection for recently upgraded properties or specialized agricultural operations.
Taking the Next Step
If you've recently improved your home—or are planning upgrades in the near future—Breana recommends scheduling a comprehensive insurance review.
"Many homeowners are surprised to discover gaps in their coverage after renovations," she says. "Others are equally surprised to learn about potential discounts they qualify for. Either way, a quick conversation can make all the difference in ensuring your protection keeps pace with your property improvements."
For Plentywood residents looking to connect with Breana Halverson or learn more about Montana Legacy Insurance's services, visit www.montanalegacyinsurance.com or call the office directly to schedule a consultation.
In a world where insurance often feels impersonal, Breana Halverson and Montana Legacy Insurance are proud to offer something different: protection rooted in personal relationships, deep expertise, and a genuine commitment to the Montana communities they serve.
Call Direct: 406-579-9943
